Will I ever have my credit card paid off?

Thanks to Roman May

Has your credit card bill ever just snuck up on you? Recently, I have felt like I keep paying and paying on mine, and the balance falls ever so slightly. I have made up my mind that I am NOT putting anything on the credit card anymore, unless it is an emergency. I feel like I have been paying on it so long, I have forgotten what I put on the credit card in the first place. I really think that my balance stays at one thousand dollars every month even though I have been trying to pay as much on it as I can. I used to put everything on the credit card: groceries, electrcity rates bill, cable, and gas. I thought that I was doing good, because I was getting rewards points. The rewards points that I have earned by putting things on the credit card are definitely NOT worth the amount of interest that I have ended up paying. I really just don’t know how the credit card got out of hand. I was good about paying it off every month. Now, I feel like I am drowning in debt. I should have listened to my mother and not used it unless it was absolutely necessary!

New Car

We have never owned a brand new car. We have always purchased good used vehicles with lower miles on them. Some have even had warranty left on them. I know some people buy new cars but I just don't think it is worth the extra money. I guess it is good that we have different ideas. I think we will continue to buy used.

Beginner guitar lessons

Isn't it interesting how different children can be. In raising three ourselves, we watched each one of them follow their individual dreams. Our youngest son enjoyed cars and music. He took a great interest in guitars. From beginner guitar lessons to wanting to make his own guitar, it was fun to watch. He taught himself much of what he knows today.

Welding Cable

A few years ago my husband's father passed away. He owned a gas station and plumbing business at the time. While cleaning out things we ran across a very old welding machine. It even had welding cable with it. My youngest son was very fascinated by it. At the time he was taking some tool and dye classes and felt it could fit into what he was doing. It's was good to know that you could purchase items for a welder.

Old Movies

I think we all have favorite movies. I enjoy some of the old time movies. We have many great movies in a couple large cases and every once in awhile we pull one out to watch. Some of them we have watched many times. We have family and friends that borrow them too. There are many great newer movies too but some of my favorites are the old ones.

Epiphone Explorer Bass

As our youngest son grew, we found he had a variety of interests. He had a love for music and began to teach him self how to play the guitar. There were many he was interested in. Some I hadn't even heard of before, such as the epiphone explorer bass. He enjoyed the Fender Guitars also. It was amazing to watch him grow as he learned. He still enjoys it to this day.

BEING LAZY

Contribution by Saul Martin

Yesterday was one of the laziest days that I have had in a long time. My husband had to go to work at five in the morning, so I got up with him and stayed up. I drank coffee, got back in the bed, and flipped on the Dish. I started watching “Vampire Diaries”. Season two was playing and I had already seen season one. By the time it was eight o’clock, I had already watched three episodes and was onto my forth. I decided to eat a little breakfast and let the dog out. I hopped back in the bed. Finally at one o’clock, I started worrying about everything that I hadn’t done that day. I had been sitting in the bed, avoiding all of the work that I needed to be doing, and watching a teenie bopper show! I could just imagine my husband walking in unexpectedly and laughing when he saw what I had been up to all day. I told myself I was just going to watch one more episode. I finally got up and at them at two o’clock. Sometimes it is nice to just stay in the bed and watch some television.

switchplates

We have done some remodeling in the last two homes we have owned. Right now, in fact, we are in the process of changing some things in our house. Many of the light fixtures really weren't what I wanted so we did install some new ones. I have always been one to change switchplates too. There are some very unique ones and many styles and colors too.